Budget together. Even with your AI.
One shared number you both trust — updated from the app, or from a chat with your AI.
No card. No strings.
Safe to Spend
3.831 kr
Sofie · Coffee · 89 kr
Two of you. One number.
Junto gathers your spending, budgets and savings in one place — and boils it down to one number: what's safe to spend right now. Not two spreadsheets. Not “who paid what”. Just one number you both see and trust.
- Shared budgets — needs and wants, in plain words
- Recurring bills and income, counted in ahead of time
- Savings goals you reach together
Your budget, wherever you chat
Connect Claude or ChatGPT to Junto and your budget joins the conversation. Ask what's safe to spend. Add an expense on your way out of the shop.
Works with Claude and ChatGPT
Free. Always. Your data is yours — we never charge for access to it.
For the nerds: an MCP server with tools like
- add_expense
- get_budget_status
- list_expenses
- contribute_to_savings
Junto AI — the boring parts happen by themselves
Snap the receipt
It becomes the right expense in the right budget. By itself.
Ask Junto right in the appcoming soon
Everything your AI can do — with nothing to set up.
See where the money actually goes
Monthly insights in plain words — not charts to decode.
Simple on purpose
Junto is built for people who've never budgeted before. No jargon. No weekend-long setup. Needs, wants, and what's safe to spend — that's the whole thing.
Junto is free. The AI is the thing you buy.
Junto
0 kr
free forever — all of it
Everything a couple needs to budget together.
- Your shared Safe to Spend number, updated as you go
- Monthly budgets, needs vs. wants, and savings goals
- Recurring bills and income
- Two of you, one budget — collaboration is never paid
- Bring in transactions from your bank (CSV import)
- Connect your own AI — full access, free. Claude or ChatGPT can read and update your budget.
No card, no catch.
Junto AI
349 kr/yr
for both of you · VAT included
The boring parts happen by themselves.
- Snap a receipt — it becomes the right expense in the right budget
- Ask Junto anything, right in the app — no ChatGPT account neededcoming soon
- Insights that show where the money really goes
- On for free for your first 30 days — no card, reverts by itself
- One price for the whole household
Every new household starts with Junto AI on. After 30 days: 349 kr/yr incl. VAT — or keep using Junto free forever.
Questions we actually get
Does Junto pull from my bank automatically?
Not yet — and we're honest about that. Today you import transactions with CSV from your bank, and Junto AI can read receipts. Automatic bank sync is on the way.
Is free really free?
Yes. The whole method — shared budget, Safe to Spend, savings, import and AI access via MCP — is free forever. We make money on Junto AI, not on locking your data in.
What can my AI see?
Only your household's budget data, and only once you've connected it yourself. You can disconnect it anytime. We never sell your data.
Can we cancel anytime?
Yes. Junto AI is one yearly amount. If you cancel, it simply runs out the period — and everything free keeps working as before.
Who is behind Junto?
A small independent developer in Copenhagen who built Junto for his own household first. No investors who need your data for anything.