The AI budget app for couples
A budget you both understand. Junto AI helps with receipts, expenses, and your money questions.
Two people, one budget
Junto gathers your expenses, budgets and savings in one place and boils it all down to one number: what's safe to spend right now. No second spreadsheet, no arguments over who paid what.
Junto AI
Ask Junto AI what's safe to spend. Add an expense on your way out of the store. It lives in the app, with no account to connect and nothing to set up.
It becomes the right expense in the right budget, automatically.
Prefer your own AI? Connect Claude or ChatGPT to Junto for free. Your data is yours.
add_expenseget_budget_statuslist_expensescontribute_to_savings
Money Date · Part of Junto AI
Junto walks you both through it: how the month went, the one thing worth talking about, and next month's budget. You decide together, so nobody ends up as the household accountant.
Monthly insights in plain language, not charts you have to decode.
Pricing
$0free forever
Everything a couple needs to budget together.
No card, no catch
$5/mo · or $48 a year
For both of you. The boring parts happen on their own.
Save 20% on the yearly price
On autopilot
A weekly look at where your money went.
Savings pots
No. Each of you can have a Pocket: private spending money set aside from the shared budget every month. What you spend from it is yours, and your partner doesn't see it. The shared number stays shared.
How to start
Built for people who've never budgeted before. No jargon. No setup that eats a whole weekend.
Sign up with your email. Nothing to connect, no card.
They sign in on their own phone and see the same budget.
Type it, or let Junto AI read the receipt. The shared number updates for both of you.
FAQ
Not yet. Today you upload a statement — CSV, Excel, PDF or a photo — and Junto AI reads it. Automatic bank sync is on the way.
Yes. Shared budgets, Safe to Spend, savings and connecting your own AI are free forever. We make money on Junto AI, not by selling your data.
Only your household's budget data, and only once you've connected it yourself. You can disconnect it anytime. We never sell your data.
Yes. You pay for Junto AI by the month or by the year. If you cancel, it runs to the end of the period you paid for, and everything free keeps working as before.
An independent developer in Copenhagen who built Junto for his own household first. No investors.
No. Junto never touches your accounts. Whoever paid, the expense goes into the same shared budget, so the number you both look at is the real one. Keep your money as separate as you like.
No. Each of you can have a Pocket: private spending money set aside from the shared budget every month. What you spend from it is yours, and your partner doesn't see it. The shared number stays shared.
Yes. You each sign in with your own account on your own phone, and you both see and update the same household budget. One of you can use iPhone and the other Android; you can also open the same budget on iPad or the web.
iPhone · Android · iPad · Web