Free for couples & households

Budget together.
Junto AI does the rest.

One shared number you both trust, updated from the app or from a chat with Junto AI.

Start for freeSee how →

No card · No commitment

Junto
OverviewExpensesBudgets
M
C

Safe to spend in July

$1,600
$60
a day

Budgets · July

Groceries$680 / $850
House & Bills$1,200 / $1,200
Restaurants$50 over$340 / $290

+ write a new entry

Junto AI

“spent $49 at the store”

✓Added to Groceries

How it works

Two of you. One number.

Junto gathers your expenses, budgets and savings in one place and boils it all down to one number: what's safe to spend right now. No second spreadsheet, no arguments over who paid what.

01
Shared budgets
Needs and wants, in plain language.
02
Fixed bills and income
Counted in up front, so the number holds.
03
Savings goals
Set aside first, toward something you're building together.

Saving toward · a home

$21,000 of $57,000

for
2031

37% saved · $700 a month keeps you on plan.

Where it went in July

Mostly essentials
Needs $2,800 · 87%Wants $430 · 13%

Junto AI · assistant

What's safe to spend this weekend?
You've got $300 safe to spend in July. Groceries and Restaurants still have room. The rest is set aside.
Add $30 to Restaurants

✓Added · $270 left

Junto AI

Talk to your budget

Ask Junto AI what's safe to spend. Add an expense on your way out of the store. It lives in the app, with no account to connect and nothing to set up.

Prefer your own AI? Connect Claude or ChatGPT to Junto for free. Your data is yours.

For the nerds · we also have an open MCP

  • add_expense
  • get_budget_status
  • list_expenses
  • contribute_to_savings

On autopilot

The boring parts happen on their own

01

Snap a photo of the receipt

It becomes the right expense in the right budget, automatically.

Store$13 → Groceries

02

Ask Junto right in the app

It knows your budget and answers with real numbers.

You
“Can we afford dinner out?”

03

See where the money goes

Monthly insights in plain language, not charts you have to decode.

Needs 87%Wants 13%

Simple on purpose

Built for people who've never budgeted before. No jargon. No setup that eats a whole weekend.

Needs, wants, and what's safe to spend. That's the whole thing.

Pricing

Junto is free. You only pay for the AI.

Junto

$0free forever

Everything a couple needs to budget together.

✓Your shared “safe to spend” number, always up to date
✓Monthly budgets, needs vs. wants and savings goals
✓Fixed bills and income
✓Two of you, one budget. Sharing never costs extra
✓Import transactions from your bank (CSV)
✓Connect your own AI, full access included
Start for free

No card, no catch

Recommended

Junto AI

$45/yr · or $5/mo

For both of you. The boring parts happen on their own.

✓Snap a photo of the receipt and it becomes the right expense
✓Ask Junto anything, right in the app
✓Insights that show where the money actually goes
✓Free for the first 30 days, no card needed
✓One price for the whole household
Try Junto AI

Save 25% on the yearly price

Coming from Spiir? First year: $29. Learn more →

FAQ

Questions we actually get

Does Junto pull from my bank automatically?

Not yet. Today you import a CSV from your bank, and Junto AI can read receipts. Automatic bank sync is on the way.

Is free really free?

Yes. Shared budgets, Safe to Spend, savings, import and connecting your own AI are free forever. We make money on Junto AI, not by selling your data.

What can my AI see?

Only your household's budget data, and only once you've connected it yourself. You can disconnect it anytime. We never sell your data.

Can we cancel anytime?

Yes. Junto AI is one yearly amount. If you cancel, it runs to the end of the period, and everything free keeps working as before.

Who is behind Junto?

An independent developer in Copenhagen who built Junto for his own household first. No investors.

Ready? It takes two minutes.

Create your budget for free