Free for couples & households
Budget together.
With your AI, too.
One shared number you can both trust — updated from the app or from a chat with your AI.
No card · No commitment
Safe to spend in July
Budgets — July
+ write a new entry
“spent $49 at the store”
✓Added to Groceries
How it works
Two of you. One number.
Junto gathers your expenses, budgets and savings in one place — and boils it down to a single number: what's safe to spend right now. Not two spreadsheets. Not “who paid what”. Just one number you can both see and trust.
Saving toward · a home
$21,000 of $57,000
37% saved · $700 a month keeps you on plan.
Where it went in July
Mostly essentialsJunto AI · assistant
✓Added · $270 left
Junto AI
Your budget, right where you chat
Ask Junto AI what's safe to spend. Add an expense on your way out of the shop. It lives in the app — no account to connect, nothing to set up.
Prefer your own AI? Connect Claude or ChatGPT to Junto — free, always. Your data is yours.
For the nerds · we also have an open MCP
- add_expense
- get_budget_status
- list_expenses
- contribute_to_savings
On autopilot
The boring parts happen on their own
01
Snap a photo of the receipt
It becomes the right expense in the right budget. On its own.
02
Ask Junto right in the app
Everything your AI can do — with nothing to set up.
03
See where the money goes
Monthly insights in plain language — not charts you have to decode.
Simple on purpose
Built for people who've never budgeted before. No jargon. No setup that eats a whole weekend.
Needs, wants, and what's safe to spend — that's the whole thing.
Pricing
Junto is free. The AI is what you buy.
Junto
Everything a couple needs to budget together.
No card, no catch
Junto AI
For both of you. The boring parts happen on their own.
Save 25% on the yearly price
Coming from Spiir? First year: $29. Learn more →
FAQ
Questions we actually get
Does Junto pull from my bank automatically?
Not yet — and we're honest about that. Today you import transactions with CSV from your bank, and Junto AI can read receipts. Automatic bank sync is on the way.
Is free really free?
Yes. The whole method — shared budget, Safe to Spend, savings, import and AI access — is free forever. We make money on Junto AI, not on locking your data in.
What can my AI see?
Only your household's budget data, and only once you've connected it yourself. You can disconnect it anytime. We never sell your data.
Can we cancel anytime?
Yes. Junto AI is one yearly amount. If you cancel, it simply runs out the period — and everything free keeps working as before.
Who is behind Junto?
A small independent developer in Copenhagen who built Junto for his own household first. No investors who need your data for anything.